About KPTF
The Bank of Zambia pension scheme was established in 1969 as a non-contributory Defined Benefit (DB) plan. In 1980, it transitioned into a contributory scheme, marking a significant shift in its structure. By 1992, the scheme was formally registered as a Trust Fund, strengthening its legal and operational framework. In 2006, it underwent rebranding and was renamed the Kwacha Pension Trust Fund (KPTF). The following year, in 2007, the KPTF Rules were officially approved in line with the Pension Scheme Regulation Act of 1996, as amended, further reinforcing its governance and compliance standards.
We
- Discharge our duties with the highest professional competence and to the best of our ability
We
- Have an open mind
- Are courteous
We
- Take responsibility for own actions
- Are obligated to report
- Are responsive to key stakeholders
- Comply with all rules and procedures
We
- Are ethical all our dealings
- Have strong principles guided by our code of ethics
- Demonstrate honesty and truthfulness at all times
We
- Put all of our members interests first
- Owe our members a duty of care
We
- Are impartial at all times
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Leadership Insights
What is KPTF?
Kwacha Pension Trust Fund (KPTF) is a single employer pension trust fund that manages pensions on behalf of its Members—comprising both current and former employees of the Bank of Zambia.
About KPTF
Established in 1969, KPTF operates as a Single Employer Pension Trust Fund under a registered trust. The Fund administers a Defined Benefit (DB) pension scheme.
Clients
- Bank of Zambia employees that were permanent and pensionable as at 31st May 2004
- Retirees on income drawdown – Pensioners who receive retirement benefits
- Beneficiaries A Member’s registered dependents or registered nominated individuals
- Sponsor Central Bank of Zambia, the Employer
- Tenants One who has occupation of a property rented out by KPTF
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